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Your First Home
Download our helpful guide to ensure greater success for your first home loan.
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Buying your first home?
1 How much can I borrow?
Use our online tool to check your borrowing power! It’s quick and easy to find out what sized mortgage you’ll receive based on your income.
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2 Home loan preapproval
Start searching with confidence. Apply for home loan pre-approval today and be ready to make an offer for a new home.
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Eligibility Criteria for First Home Owners Grant
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Eligibility Criteria for
First Home Owners Grant
Choose the state or territory to learn more about Eligibility Criteria.
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Buying Your First Home With 5% Deposit
Busting the 20% deposit myth, we fast-track your loan application by offering free tips on how to purchase your first home with a smaller deposit.
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Use our Expert Knowledge to Learn More
We’ll guide you through every step of your home loan journey
First Home Buyers 2022 : How to Save For a Deposit
A well-executed strategy and self-discipline can help you achieve your goal quicker. Follow our helpful advice.
How to Win at Auction
Follow our 10 useful tips to give you the advantage and win on auction day.
How to Buy a House in Australia: 7 Easy Steps to Make a Wise Decision
Prepare the best plan to transform a nervous buying decision into a confident and clever property purchase.
How NG Loans works
We Offer a Unique Home Loan Experience Online
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Loan approval
Free assessment
Book your free consultation and tell us more about U. Feel free to ask all your questions from our professional lending team.
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Compare all lenders
We check out thousands of home loan options across all major lenders, helping U find the perfect fit
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Select Your Loan
Choose the best home loan suitable for your needs based on our recommendations
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Upload documents
So fast and so easy! Avoid delays waiting for paperwork by going online today!
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Loan Approval
We’re proud of our extremely high success rate. So if U want a faster settlement, talk to us today!
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What are you waiting for
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Calculators
01
REPAYMENT CALCULATOR
Find out how much you’ll be paying back weekly, fortnightly or monthly using our repayment calculator.
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02
STAMP DUTY CALCULATOR
Check out the government fees and concession rates associated with purchasing your dream home.
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03
BUY NOW OR SAVE MORE CALCULATOR
Find out if it’s worth it to buy a home now or save a larger deposit to avoid paying Loan Mortgage Insurance.
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More calculators
First Home Buyer Guide to Owning Your Home
Download this comprehensive guide to avoid making costly mistakes and gain access to the best tips for buying your first home. A must-have for beginners who want to know more about first homeowners grants, the home loan process and more.
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Legal Stuff

The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation any party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only GG Projects Pty Ltd (t/a NG Loans) ACN 619 610 847 is authorised under LMG Broker Services Pty Ltd ACN 632 405 504 Australian Credit Licence 517192

Comparison Rates

Comparison rates on our website are based on a secured loan of $150,000 over a term of 25 years and it is placed our website for educational purpose only and provided as an example and example given. Comparison rate depends on many factors such as the amount of mortgage and loan term. Some of the costs can have an impact in the comparison rate but have not been included into calculations (i.e. early repayment fee, redraw fee, cost of savings etc.)

Online calculators

We have developed our calculators with and other tools in a good faith and used similar methods that are applied by some of the Australia’s major lenders. The calculations can vary from the banks and it is your responsibility to confirm calculations results with the lender.

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